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Debt Settlement and Federal Laws: Commercial Debt settlement requires special care, the-know-how and the knowledge of the ever changes laws. Businesses with financial difficulties need the support and knowledge of how to handle creditors, the expertise negotiating with creditors and the options available allowed by the laws. Our attorneys tailor the required commercial debt settlement base on the size and type of business. They have been helping businesses ranging from small family businesses to large size corporations. Our Services and Programs: Our attorneys bring the real-world experience necessary to effectively guide our clients through the complicated debt settlement. Our attorneys know the laws and processes required in negotiating a debt settlement with creditors. Our attorneys bring real results; see the Client Testimonials. Our attorneys and Credit Analysts work with our clients, examine the clients’ credit reports and prepared cases, letters and reports. They are courteous, knowledgeable, and helpful and understand the laws and the current changes in the laws. They contact clients and discuss details and options. They prepare the cases and setup the needed Programs and that saves time and effort.Our Toll-Free Support is also available to our clients 24X7. Our Analysts and support will work with our clients and help them with one or more of the following Programs: Debt Settlement Bankruptcy - filing for Chapter 11 Bankruptcies - Filing for Chapter 7 Debt Reduction Bankruptcy - filing for Chapter 12 Bankruptcy - filing for Chapter 15

Our Programs	Guarantee	The Costs	Why Us	Free Debt Counseling

Our Programs
• The Issues The average business is puzzled with current news, bad economy, federal relief programs that went into effect, credit bureaus, credit reports, credit score, creditors and interest rates, the protection laws and its financial situation. The list can overwhelm any business that is stressed by its credit debt. Not to mention that each business has his own unique case. Such a list has a huge psychological stress on individuals and businesses.
• Our Computer & Automated System We have built an intelligent computer system that builds an automate profile of each individual business based on all data retrieved from credit reports, laws in effort, interest rate, creditors and our clients interviews. Within minutes, the automated profile can be tested by our analysts with any of our programs, different options and scenarios and comes up optimum solutions that fit each business. This saves time, money, errors, any guessing or trial and errors games.
• Our Attorneys, Analysts and Toll-Free Support Our courteous, knowledgeable, and helpful team of Attorneys, Analysts and Toll-Free Support understands the hardship, and the stress that businesses are going through. They will be able implement one or more of our programs and address each business needs and situations.

Guarantee
• Title IV of the Consumer Credit Protection Act Our Guarantee is done according to the Title IV of the Consumer Credit Protection Act (Public Law 90-321, 82 Stat. 164). This ammedment defines the relationship between the Credit Repair Organizations and the clients.
• Our Programs We work with clients and provide the attention in helping them understand the Programs and the cost.
• Charges There is an initial Sign-up charge of $150. We do not charge any fees unless the client understand the services that will be done and sign for it. Our analysts will contact the client and discuss the Programs, the fees and the time-line schedule. There are no hidden fees or charges.

The Costs
• Account Sign-Up For $150, an account will be created for our client on system to unlimited access web services and our toll-free number. Analyst’s Charges are billed separately based on the services and Progams. Our Programs are designed to address the clients’ needs.
• Build Up the Case Our Attorneys, Credit Analysts work with the clients to provide the services, the forms and the reports needed to restore clients’ situation.
• Analyst’s Charges Attorneys and Analysts’ charges are paid either by the client Programs. Charges are based on the required work need to help the clients’ situation.
• Programs - For more details, see Sign Up One Time Fee Package - $250 One Year Basic Package - $150 + $40 per month for One year Unlimited Services Package $500 + $75 per month for three years

Why Us
• We Use the Latest Technologies Our Computer System is designed with the latest technologies (Java, database, email, electronic forms, secure, web access and 24X7 access) to automate the analysis processes and the clients’ services. It is an intelligent computer system that performs analysis on the credit reports and prepares cases, letters and reports. It saves time and find errors that humans may miss.
• Our Analysts There is no replacement to human intelligence that is why our Analysts examine the clients’ credit reports, computer prepared cases, letters and reports. they are courteous, knowledgeable, and helpful and understands the hardship, and the stress that businesses are going through. They contact the clients and discuss details and options. They prepare the cases and setup the needed Programs and that saves time and money.
• Fees & Time-Line Our analysts exam the cases and conatct the client and discuss the case, fees and case time schedule.
• Our Toll-Free Service Analysts Our Toll-Free service is designed with analysts that have access to our computer system. They would help the clients with their sign up, questions and concerns.

Free Credit Consulting
• Toll-Free Consultation Our Toll-Free analysts will work with the clients and provide free consultations and answer questions and concerns. They provide the clients with their options and the services we provide.
• Email-Free Consultation Clients can use our contact information to email us with their questions and concerns. Our team of analysts will reply back with the clients’ options and the services we provide.
• Signed Up Clients-Free Consultation Our signed up clients have free consultation also on any of their needs or concerns. The clients may consult our analysts and have the option of giving us the permission to handle the clients’ cases. Our service charge will be made except after the clients sign for our services.
• Free Credit Report Checkup Clients may upload their credit report (text or PDF format) to our servers, where our computer will perform analysis and email the clients with our free consultation on its analysis.

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