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Credit Repair Project - Architect®

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Credit Repair Project - Architect:
The main goal of the Credit Repair Project is to build an intelligent web system and an organization that provide services that help Consumers and Commercial companies repair and maintain their credit worthiness and credit standing. This page presents our project for both technical and non-technical audiences.

Data, Information, Our Reports and Our Clients:
Our project in a nutshell is that we will buy data from the three bureaus and other data providers, and turn the data into information, reports and services. We will store-validate-analyze-corrected-audit trail-convert-resell the data in any format feasible including the following format:
Credit and Debt services
Our Reports
Customized Reports by the clients in any format
Row data that is validated and corrected
Computer Services – Application Service Provider (ASP)
Consulting
The success of our system is the automation of the processes and services we provide. Such services should not sacrifice the personal attentions and details. Basically, our computer system must possess human intelligence. Our intelligent computer system will not drive an automobile, but it will perform detail oriented processes that are self-checking, self-correcting and have an audit trail.

Return On Investment (ROI):
In a nutshell, studies show that 70% of Americans suffer from bad credit, over 1.3 million Americans filed for bankruptcy every year and the commercial sector is suffering from the same credit problems. The average bad credit repair case will cost the client anywhere from $800-$1200. The total business for the consumers is:
304,059,724 (US Population in Jul 2008 - U.S. Census Bureau, Population Division)
70% of 304,059,724 = 212,841,806.8
$800 the average cost of repairing a bad credit
Total: $170,273,445,440 = $170.273 billion
One Percent (1%): $1,702,734,454.4 = $1.702 billon
How much are you willing to risk to get 1% of the business, which totals $1.702 billion? As US economy improves so do the demands for credit services.

The estimated total number of small businesses in the United States in 2003 was 22,659,000. The same number can be used to calculate the commercial sector business, which we estimate 1% is about $200,000,000.

Our Credit Businesses - OurFront Stores:
Our Credit Repair Project is a complete system with intelligent software engines, credit analysts and Toll-Free Service analysts and has the capability to service different credit businesses. We are calling the businesses Our Front Stores. The following are Our Front Stores:
Front Stores: Credit Report Service Provider
Credit Analysis Protection

Credit Repair Debt Counseling
Debt Settlement Analysts

Do it Yourself Credit Services

Experts in Credit Repair
Credit Repair ASP

Commercial Credit Protection
Commercial Credit Report Service Provider
Commercial Debt Settlement Services

Attorneys for Credit Repair
Attorneys ASP
Credit Repair Project Credit Architect:
Our Credit Repair Project is composed of the following:
Brewers Side: Our Credit Analysts Web Interface
Front Stores
Outside Vender Call Center
Web Servers Web Services
Automated Call Center Services
Application Servers: Analyst Engine
Reports Engine
Alert-Audit Engine
Call center Customer Services Engine
Business Rules Engine
Data Centers TransUnion
Equifax
Experian
Other Data Venders
System Architect®:
The following image is the Architect:

Credit Repair System Architect
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