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		Credit Repair: Our Credit Analysts bring the real-world experience necessary to effectively guide our clients through the complicated maze of inaccurate, incomplete and questionable items on credit reports. We achieve this by making full use of your credit rights as established by the Federal Trade Commission (FTC) under the Fair Credit Reporting Act (FCRA) and other federal laws. The fact is an experienced Credit Analyst will make a great difference in saving time, effort, money and bring peace of mind. Our Credit Analysts: We have been helping thousands of clients. It is our hope however that the contents and Client Testimonials in this site will provide valuable information regarding clients’ legal rights and help clients determine that we are the right help for our clients. Our Services - (800) 606 - 9999: Our practice is built on long standing relationships with clients through personal attention, the ability to understand each client’s legal needs and expert representation dedicated to each client. We make the process easy and effective for our clients. Our services have proven so effective that within a short time, all the error items within the clients’ three credit reports would be removed and their credit score would improve.

Credit Repair	Guarantee	The Costs	Why Us	Free Credit Consulting	Facts & Statistics

Credit Repair
Our Four Processes   We simplified our approach using the latest technology into the following processes:
• Sign Up and Retrieving Credit Reports Once the client signs up, the credit reports from the three bureaus will be loaded into our computer system for analysis. Our computer system will analyze the reports looking for errors and inconsistencies. A case will be created with the needed reports.
• Case Analysis Our analysts will examine the case and contact clients to discuss the case and facts. The analysts will prepare the requirements document to be presented to the bureaus.
• Case Time-line Our analysts will contact the client and discuss the case, fees and case time schedule.
• Credit Repair Our analysts contact the three bureaus and do the needed work to restore the client’s credit.

Guarantee
• Title IV of the Consumer Credit Protection Act Our Guarantee is done according to the Title IV of the Consumer Credit Protection Act (Public Law 90-321, 82 Stat. 164). This ammedment defines the relationship between the Credit Repair Organizations and the Consumers.
• Our Processes We work with clients and provide the personal attention in helping them understand the processes and the cost.
• Initial Charges Fees for sign up and retrieving clients’ credit reports from the three bureau and storing the reports in our computer system for analysis are the only initial charges that client would pay. Other fees must be approved and signed by the clients.
• Charges We do not charge any fees unless the client understand the services that will be done and sign for it. Our analysts will contact the client and discuss the case, the fees and the case time schedule. There are no hidden fees or charges.

The Costs
• Account Sign Up For $150, an account will be created for our client on system to unlimited access web services and our toll-free number. Analyst’s Charges are billed separately based on the services and load. Our packages are designed to address clients’ needs.
• Build Up the Case Our Credit Analysts work with the clients to provide the services, the forms and the reports needed to restore clients’ credits.
• Analyst’s Charges Analysts’ charges are paid either by the client packages or per case. Charges are based on the required work need to restore clients’ credit.
• Service Packages - For more details, see our packages - Sign Up One Time Fee Package - $250 One Year Basic Package - $150 + $40 per month for One year Unlimited Services Package $500 + $75 per month for three years

Why Us
• We Use the Latest Technologies Our Computer System is designed with the latest technologies (Java, database, email, electronic forms, secure, web access and 24X7 access) to automate the analysis processes and clients’ services. It is an intelligent computer system that performs analysis on the credit reports and prepares cases, letters and reports. It saves time and find errors that humans may miss.
• Our Analysts There is no replacement to human intelligence that is why our Analysts examine the clients’ credit reports, computer prepared cases, letters and reports. They contact clients and discuss details and options. They prepare the cases to presented to the bureaus and that saves time and money.
• Fees & Time-Line Our analysts exam the cases and conatct the client and discuss the case, fees and case time schedule.
• Our Toll-Free Service Analysts Our Toll-Free service is designed with analysts that have access to our computer system. They would help clients with their sign up, questions and concerns.

Free Credit Consulting
• Toll-Free Consultation Our Toll-Free analysts will work with clients and provide free consultations and answer questions and concerns. They provide clients with their options and the services we provide.
• Email-Free Consultation Clients can use our contact information to email us with their questions and concerns. Our team of analysts will reply back with the clients’ options and the services we provide.
• Signed Up Clients-Free Consultation Our signed up clients have free consultation also on any of their needs or concerns. The clients may consult our analysts and have option of giving us the permission to handle the clients’ cases. Our service charge will be made except after the clients sign for our services.
• Free Credit Report Checkup Clients may upload their credit report (text or PDF format) to our servers, where our computer will perform analysis and email the clients with our free consultation on its analysis.

Facts & Statistics
• Experian (on www.en.wikipedia.org) "Its databases contain credit information on 215 million people in the United States and 450 million vehicles, including title and registration data. It provides address information for more than 20 billion promotional mail items to more than 100 million households every year."
• Equifax Inc. (on www.en.wikipedia.org) "Equifax Inc. (NYSE: EFX) is a consumer credit reporting agency in the United States, considered one of the three largest American credit agencies along with Experian and TransUnion. Founded in 1899, Equifax is the oldest of the three agencies and gathers and maintains information on over 400 million credit holders worldwide."
• TransUnion (on www.en.wikipedia.org) "In 2003, Judy Thomas of Klamath Falls, Oregon, was awarded $5.3 million in a dispute with TransUnion. The award was later reduced to $1 million. Thomas claimed it took her six years to get TransUnion to remove erroneous information from her credit report."
• Statistics Studies show that 70% of Americans suffer from bad credit almost 60% of family divorces are from financial problems. In 2008, over 1.3 million Americans filed for bankruptcy, the highest in our nations' history. Studies also show that people are often pushed to bankruptcy through job-loss, illness or divorce.

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