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Insurance Service Provider (ISP)®
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In a nutshell, with use of technology and innovation, we have created our Insurance Service Provider (ISP)®,
which is a web system that serves both consumers and commercial clients. Our clients have the choice of
selecting the coverage and the insurance company based on the actual bids which the insurance companies compete
to win our clients insurance business. Our ISP enrolls our clients and creates an insurance proposal for insurance
companies to bid on, where our clients' savings are substantial and the choice of insurance coverage is actaully the clients choice
and not the brokers or insurances companies.
Coverages
Business Owners Policy
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General Liability
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Flood Insurance
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Personal Lines (Homeowners, Auto, Watercraft, Umbrella)
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Commercial Package Policy
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Property Insurance
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Contractors Pollution Liability
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Property & Casualty Insurance
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Workers' Compensation
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Business Property
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Underground Storage Tank Liability
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Life Insurance
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Risk Management
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Liquor Liability
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Vacant Property Package
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Annuity
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Commercial Auto
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Umbrella Liability
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Builder's Risk
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Health and Employee Benefits
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ISP and Clients' Insurance Needs
Insurance coverage is available for every conceivable risk you, your family or your business
might face. Cost and amount of coverage of policies vary among insurers. It is hard to determine
what type of coverage you need. There are customized coverage, competitive rates, flexible
coverage, pricing, deductable, liability, umbrella and all the insurance jargon. Where to start?
Our ISP web system is an intelligent system that helps our client 24/7 with following simple steps:
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Enrollment
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Interview
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Application
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Payment
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Our ISP web system does the footwork for our clients. It basically creates a customized account
on our system for each client. Our clients can access their customized account and upload, update
or edit their records. Clients fill out simple forms (names, address, age, type of business).
Once our system gets the clients information; it analyzes such data, corrects it and prepares a case.
Our system uses other services such ISO to gather more information about the clients.
Our system interviews the clients with simple questions based on our system finding from
other services. Additional products insurance specific forms are filled out by the clients.
Our system recommends a number of options for the clients to choose. It also contacts our clients
(via email) to correct and clarify any issues with clients data. It creates an insurance application
and submits it to insurance companies to bid on. The application is
submitted electronically to all the insurance companies. Within seconds if not milliseconds
it has all the insurance companies replies. It reformats the insurance companies replies
into a presentable and easy to understand report and emails it to the clients with our recommendations
based on our experience, insurance companies performance and customers services. Our clients
are free to choose any company from the reports. Our clients can use our system to submit their
application and within seconds our clients can have the coverage they selected. Payment can also
be done electronically through our ISP and the entire process can be completed from start to end within minutes.
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