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		Our Services: Identity and Credit Cards theft are usually discovered after the fact and there is a false sense of security. Freezing credit reports for 90 days is not a solution either. Consumers should consider a more effective and affordable solution protecting their credit information by both monitoring and analyzing their credit data for protection and errors, payments, charges, interest and options that help their financial needs. Our services provide the following: Protection: Red Alert Identity Theft Credit Cards Protection Inquires Analysis: Credit Score Payment Tracking Errors Tracking Monthly Analysis Financial Tools: Interest & Payments Moving Funds Interest Alert Saving Tips Documentation: Letters and Forms Federal & State Agencies The Law Tutorial Our Analysts and computer system are the watchful eyes that flag any theft, changes, errors or problems and protect the consumers. We protect, educate and support the consumers with financial tips and tools. Our computer system is available to consumers 24X7. Our Analysts, Toll-Free Support & Our Computer: We have built an intelligent computer system that retrieves the credit reports periodically, performs analysis and prepare reports, finds errors that humans may miss and flag any changes or errors. Our Analysts examine the reports and consumer’s credit reports and they contact the consumer and handle the protection and support the consumers need. See the Client Testimonials . Our Toll-Free Support is also available to consumers 24X7.

Analysis & Protection	Guarantee	The Costs	Why Us	Free Analysis	Facts & Statistics

Analysis & Protection
• Analysis and Protection Approach Identity and credit cards thieves can be acquaintances or employees of the creditors and stopping them is almost impossible which lead to false sense of security and feeling helpless and vulnerable. Our approach to this problem is by periodic tracking of credit data and compares it with previous period and check for errors, mismatch and references points. Our computer system uses dynamic business rules, runs several checkup scenarios and performs the tedious work that human cannot perform. The same data can be also used to perform financial analysis and create easy to read reports for consumers to understand and track their finances and cash in on changes in creditors interest rates to save money or reduce their charges.
• Red Alert We do have processes and procedures to handle any changes or a red flag found in our computer analysis, where we contact the bureaus, the consumers, the creditors, the authority and all the involved parties and provide audit trail, detailed reports and tables with time and values.
• Our Analysts and Toll-Free Support Our courteous, knowledgeable, and helpful team of Analysts and Toll-Free Support understands the damages, losses, and the stress that individuals and families would go through. They will be working with consumers and preparing all letters and forms needed to correct any losses and address each individual needs and situations.

Guarantee
• Title IV of the Consumer Credit Protection Act Our Guarantee is done according to the Title IV of the Consumer Credit Protection Act (Public Law 90-321, 82 Stat. 164). This ammedment defines the relationship between the Credit Repair Organizations and the Consumers.
• Our Processes and Procedures We work with consumers, the bureaus, the authority and provide the personal attention in helping the consumers understand our servicse and the cost.
• Charges There is an initial Sign-up charge of $150. We do not charge any fees unless the client understand the services that will be done and sign for it. Our analysts will contact the client and discuss our services, the fees and the time-line schedule. There are no hidden fees or charges.

The Costs
• Account Sign-Up For $150, an account will be created for our client on system to unlimited access to our web services and our toll-free number. Analyst’s Charges are billed separately based on the services. Our sevices are designed to address clients’ needs.
• Our Analysts, Toll-Free Suppor and Monthly Analysis Our Credit Analysts work with the clients to provide the services, the forms and the reports needed to restore clients’ situation. Our computer system can be accessed by the consumers 24X7 and use our financial tools and print all the analysis, letters, reports and table. Our computer system will alert the consumers for financial tip, interest rate changes or charges.
• Packages - For more details, see Sign Up One Time Fee Package - $250 One Year Basic Package - $150 + $40 per month for One year Unlimited Services Package $500 + $75 per month for three years

Why Us
• We Use the Latest Technologies Our Computer System is designed with the latest technologies (Java, database, email, electronic forms, secure, web access and 24X7 access) to automate the analysis processes and clients’ services. It is an intelligent computer system that performs analysis on the credit reports and prepares alerts, letters, forms, monthly analysis and reports. It saves time and find errors that humans may miss.
• Our Analysts There is no replacement to human intelligence that is why our Analysts examine the clients’ credit reports, computer prepared cases, letters and reports. they are courteous, knowledgeable, and helpful and understands the embarrassments, and the stress that individuals and families are going through. They contact clients and discuss details and options. They prepare the documents, letters and forms needed to protect consumers in the case of identity theft or errors.
• Our Toll-Free Service Analysts Our Toll-Free service is designed with analysts that have access to our computer system. They would help clients with their sign up, questions and concerns.

Free Consulting
• Toll-Free Consultation Our Toll-Free analysts will work with clients and provide free consultations and answer questions and concerns. They provide clients with their options and the services we provide.
• Email-Free Consultation Clients can use our contact information to email us with their questions and concerns. Our team of analysts will reply back with the clients’ options and the services we provide.
• Signed Up Clients-Free Consultation Our signed up clients have free consultation also on any of their needs or concerns. The clients may consult our analysts and have the option of giving us the permission to handle the clients’ cases. Our service charge will be made except after the clients sign for our services.
• Free Credit Report Checkup Clients may upload their credit report (text or PDF format) to our servers, where our computer will perform analysis and email the clients with our free consultation on its analysis.

Facts & Statistics
• Identity Theft According to the Federal Trade Commission Survey - September 2003, 27.3 million Americans have been victims of identity theft in the last five years, including 9.91 million people or 4.6% of the population in the last year alone. In the past 12 months, 3.23 million consumers or 1.5% of the population discovered that new accounts had been opened and other frauds such as renting an apartment or home, obtaining medical care or employment, had been committed in their name. 6.6 million Experienced their existing accounts compromised by an identity theft. A total of almost 10 million individuals were victims of identity theft.
• Our Services & Contracts We are in the business of servicing Americans who need Identity and Credit Protection and tools to help them with their finances. Our analysts and computer system, Services, Processes, Policies and Packages are set forth to help consumers and protecting their credit, name and integrity. They are posted on our website for anyone to examine and question 24X7. We do recommend that consumers check our online tutorial and Packages, call or email our services with all their questions and concerns, compare our services with other Credit protection services, plus check with Better Business Bureau . Our contracts are set according to the “Title IV of the Consumer Credit Protection Act”, they are simple, direct with no fine-print and available on our website for consumers to check and ask our analysts and Toll-Free support questions or clarifications.

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